Give the Gift of Financial Independence

Give the Gift of Financial Independence

At 18, they can get a credit card.

But, are they ready?

At 18, they can get a credit card.

But, are they ready?

Kaptain the horse next to a desk with a laptop on it, looking at CanDoIQ videos on YouTube
Speech bubble that says, "My teen is an authorized user on my credit card today, so why would they need a secured credit card?"
Speech bubble that says, "My teen is an authorized user on my credit card today, so why would they need a secured credit card?"

When they’re on your card:

They have no responsibility.

  • They don’t get monthly statements.
  • They don’t have to pay a bill on time.
  • They don’t have to manage to a credit limit.

They don’t learn good credit management.

Why?

You Are

Doing It

For Them!

Consider This

Most people give money for graduations and birthdays for older teens. This year, give them more than money. Put them on the road towards financial success.

How We Can Help

Our courses teach them what they need to know so that they can make responsible financial decisions.
Put a deposit down on their future through a secured credit card and courses that tell them what they need to know and how to apply the knowledge.

How It Works

Step 1

Gift Giver makes a small purchase for 3 core courses and chooses an amount of $$$ to fund the security deposit on a secured card.

Cartoon drawing of Winston with a speech bubble that says, "For less than a large pizza, our courses can help put them on the road to financial success. Plus, each course is less than 6 sections!"

Step 2

We send an email to the Recipient with a link to sign up

Step 3

Cartoon drawing of Winston with a speech bubble that says, "Most course sections take less than 5 minutes. That's less time than it takes to fold a load of laundry!"

Recipient completes our Banking, Credit Card, and Credit Score courses and quizzes

Step 4

Upon completion of the courses, Gift Giver is notified and Recipient receives a link to set up their secured credit card

Step 5

Upon approval, Gift Giver’s contribution is released to the Recipient’s secured credit card as their initial security deposit

Cartoon drawing of Winston with a speech bubble that says, "Don't worry, if the courses aren't completed within 1 year your deposit will be refunded!"

What is a Secured Credit Card?

  • A type of credit card that is backed by a cash deposit from the cardholder

  • Cash deposit serves as collateral if payments are missed

  • Acts like a credit card complete with credit line, bills to be paid, and reporting to credit agencies

  • Credit limit is equal to original cash deposit

  • Make payments on time to grow your credit score

  • Within 4 to 6 months the card holder will have their own credit score and will likely be eligible for an unsecured card

Let them learn in a safe environment and build their own financial independence today.